Just like us, our dog and cat furry family members have unexpected medical bills. Last Christmas, our dog Journey, a happy go lucky/never gets in trouble/chow hound/everybody’s friend/Golden Retriever, started acting a bit odd and lost his appetite. WHAAAAAT? Journey missing a meal! Something’s seriously wrong. Long story short, Journey had some sneaky alone time with a fabric covered stuffed toy. Journey converted said stuffed toy into a 2 foot plus long bowel obstruction and emergency surgery that cost thousands of dollars. We got the best Veterinary care possible and he’s doing great. Holy cow though, what a whopper of a Vet bill! Well I’m sure glad we have pet insurance. Wait, what? wrong dog you say? I only have the German Shepherd covered. That’s right, I only had the working dog covered due to the increased risk of his duty. Thank God we had enough to cover the bill at the time. Could you imagine having to lose a family member due to financial decisions. So should we get pet insurance? There isn’t a one size fits all answer here. When will I need it? Well, the answer is….when you need it.
Here are 3 things you need to consider before you buy insurance for the furry family members:
1) Compare insurance providers. Do the leg work here and it will run itself once you select the right provider for your family needs. Some have deductible choices and varying percentages of payment coverage.
2) Read any policy very carefully. Make sure you understand what is covered and not covered, so you know what to expect when the unexpected happens. I will include some basic comparisons below.
3) Have an emergency fund saved for your furry family members. Remember that no insurance covers 100% of the medical bills. You don’t have to fund it all at once. Just small savings over time will do.
Use the following link to compare some popular insurers:
Our hospital will be happy to work with any insurance provider you choose. As always, call me if you have any questions about this or any pet related questions.
Practice Manager | The Vet House
office (972) 690-8741
1400 N Plano Rd Richardson TX 75081